Great questions! Because the Mvelopes system helps you recover roughly 10% of your income or more it essentially pays for itself. When you begin the program you set up all of your own spending categories so it’s personalized for you. Then you have to “reconcile” your purchases with your income. So you still have to do a little work–but you don’t have to do any math!

I think the 2-week trial would give you enough of a feel for it to decide if you like it or not. Try to time it during a two-week period where you are getting paid so you will have some fresh money to move around. That might work best. Let me know if you have other questions!

That’s a great philosophy. Stick to it–it will be worth it!

I hate when all of my budgeted money for eating out is gone in one weekend. It makes the rest of the month so hard. I feel your pain. I will pray for you and your hubby as you work through all of this. The beginning is the worst part–it is hard to get used to all the new “rules”.

I’m so glad this was a timely post for you. Learning how to budget early sure saves a lot of heartache in the end

I would love to answer any questions you may have about setting up or sticking to a budget. And make sure you take advantage of Derek–our money guru–over in the Explore Culture section too!